Financing a Habitat-NYC Home

Habitat-NYC’s residences in Bedford-Stuyvesant and Ocean Hill-Brownsville, Brooklyn, range from $98,000 to $250,000, according to the size of the unit. Applicants must meet our income guidelines.

Buyers of Habitat homes in Central Brooklyn enjoy very favorable financing:

• 1% down payment, based on the unit's purchase price
• 30-year term mortgages
• 2% fixed interest rate

Upon qualification, applicants must have $2,500 for a good-faith deposit and a willingness to establish a savings account with Habitat to cover closing costs.

If you meet these qualifications, you may download, print and complete an application form.