Should you apply for a Habitat-NYC home?

Habitat-NYC has over 100 condominium and cooperative units for sale in multifamily buildings in Central Brooklyn. Here’s how you qualify to buy:

• You must be a first-time homebuyer;
• You currently live in substandard or overcrowded housing, or are paying more than 50% of household income on rent (Habitat-NYC may make a home visit to verify need);
• You are willing to perform 200 hours of "sweat equity," up to a maximum 400 hours per household;
• Families must meet our income guidelines, which are subject to change without notice.*;
• You have no accounts in collection, no debt charge-offs and no public records;
• You have $2,500 in cash for a good-faith deposit;
• You have no bankruptcies within the last 2 years;
• Your FICO (credit) score is 620 or higher. If you don’t know your FICO score, apply for free copies at www.annualcreditreport.com or 877-322-8228.

If you meet these criteria, we urge you to attend one of Habitat-NYC's information sessions to learn more about the selection process.

Habitat-NYC reviews completed applications to determine initial eligibility; if you qualify, Habitat will initiate the selection process. To learn more about the selection process, click here.

• Apply soon: apartments are available strictly on a first-come, first-served basis.

* Income range for homebuyers is based on 2011 HUD Income Guidelines.

Bedford-Stuyvesant and Ocean Hill-Brownsville residences are partly funded through the Neighborhood Stabilization Program, of the U.S. Department of Housing and Urban Development (HUD).